Helping B2B Suppliers manage Trade Payments Credit Applications  Account Reconciliations

A B2B trade portal for better business.

The key benefits that facilitate better business

For B2B Suppliers

Pencil streamlines the process of applying, approving and recovering credit from buyers.

Time Savings

You'll save hours per week in back office tasks, data entry, phone calls and reconciling payments.

Faster Payment

Your buyers order and pay faster, whilst you have better cash flow and  more time to focus on growth.

The fastest way to get more of your customers (new and existing) onboarded with a signed contract and an ongoing payment method.

Seamless integrations

Don’t waste time manually transferring data from system to system. Pencil integrates with all the major accounting, inventory and credit platforms. Once a new customer is approved, their records are auto-populated into your accounting and inventory systems, saving you hours.

How can Pencil help you trade with confidence?

90-second customer onboarding

Onboard your customers in seconds to your very own white-labelled Pencil platform

Credit assessments

Check your customers’ credit score, across all suppliers, with up-to-date information from ASIC

Payment predictions

Know who to trade with, and who to avoid, with Pencil’s payment prediction algorithm

Real-time reconciliation

Reconcile hundreds of invoices in one click

Two laptops showing PencilPay dashboards.

Tailored credit and payment terms

Set your payment and credit terms for each customer individually

Automated payment reminders

Get paid on time with automated email and sms reminders

Automated billing

Store customer payment information to collect payments when due

Payment Plans

Automate payment plans with your customers


Ready to try Pencil?

Try Pencil for free for 30 days, or talk with the Pencil team before deciding which plan is best for your business.

Book in a demo

Try Pencil for FREE for 30 days, or talk with the Pencil team before deciding with plan is best for your business.

Choose your plan

Your first 30 days are FREE


*First 30 days FREE



*First 30 days FREE



*First 30 days FREE


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