Onboard customers easily,
save time and get paid faster
from your trade accounts.

Pencil de-risks your business by providing the most up-to-date
customer credit information. Make the right decision in real time, every time.

Streamlined credit for suppliers

An easy process for Suppliers & their trade customers to manage credit applications, risk, loans and payment

Connected Apps

Turbo-charge your business with connected apps.

Easy, fast trade account management

Better Customer Onboarding

Customers simply click apply now, enter their ABN and hit “GO”. This kicks-off a 90-second onboarding process that speeds up the time to first order.

Remove Double Handling

Once you approve a new customer their record auto-populates your accounting/inventory system and their payment details are tokenized; eliminating double data-entry.

Two laptops showing Pencil's platform.

Simplify Customer Management

White labelled credit forms with your branding integrated into your website. Signed supply agreements, credit checks & payment info for your pay-as-you-go customers or trade credit accounts.

Easier Accounts

Pencil works hand-in-hand with various accounting platforms to deliver business efficiencies including payment plans, real time reconciliation & early identification of problem customers.

Control your trade credit

Smarter Credit Control

Perform a cross supplier credit check & monitor credit files, for new and existing accounts.

Increased Staff Productivity

Staff save the time usually spent manually checking forms, entering data & chasing customers.

Get Paid On Time

When your customers pay their bills on time, they can boost their credit score.... The right incentive.

Choose the plan that suits your business

From white-labelled credit forms to easy collections, our plans have all the features you need to provide credit with confidence.

Small Business






Try Pencil for free for 30 days

Give Pencil a test drive for your business for 30 days