Predictive Trade Credit

You Supply the goods & we Supply the good nights sleep.

Try Pencil for free Watch Our Video

Why use Pencil?

By adding Pencil to your existing accounting software, Pencil customers save time, de-risk and get paid 20% faster.

Improve cash flow

Easy on-boarding

Saves you time

Improve cash flow

You receive fast payment on invoices and a faster way to reconcile your accounts. We can even get you paid in full the day you send the invoice.

Easy on-boarding

Our smart, pre-populated credit application software saves you and your customers time & drives good behaviour.

We save you time

We help you and your team streamline current processes to be more efficient. We don’t replace staff. We automate existing manual processes, so customers can have more of their time.

How it works

Start saving time in three easy steps.

01

Set Up

In a matter of minutes you can have your own digital credit applications. Your website, your branding & your terms.

01

Import

Quickly & easily Import your receivables into Pencil to start communicating consistently with your customers.

01

Collect

Eliminate excuses by giving your customers full transparency, reminders and a bunch of easy, flexible ways to pay.

We were the first Pencil customer. We are in a complicated sector that includes selling goods & services, plus logistics, plus billing, plus collections, plus admin. Their knowledge has helped us not have to worry about billing, collections and a hell of a lot of admin, so we can focus on selling and delivering.

David Gould

Managing Director - E Wash Commercial Laundry

I have seen the journey of Pencil from a customer led idea, to a customer centric business operation delivering real value and real results.

Trevor Townsend

StartupBootCamp - CEO

We got in touch with Pencil because of their credit forms. We process multiple invoices per month and were invoicing all of them. Pencil has saved us a hell of a lot of time by getting these customers signed up to direct debit agreements, so we don’t have to chase cash any more.