"Firstly, I was thrilled to find a privately owned Australian company to replace our previous credit card facilitator on our ‘Pay Now’ invoice option on Xero. The customisable iFrame credit app makes us look slick and professional and works a treat. No more manual credit apps, checking ABNs, manually entering data into Xero – it is all now done seamlessly through Pencil Pay. Helping our customers by setting up automatic payment plans for outstanding amounts, and securing their invoice payments automatically, frees up valuable time for both ourselves and our customers."

"Using Pencil Pay has allowed us to streamline our payments system. We no longer have to charge clients for payment manually. The fact all payments are integrated with XERO, eliminates another process we used to make, when reconciling these transactions. We are also able to pin-point our “trouble clients”, as we are notified of their inability to pay via email in real time. This helps us work with these clients and eliminate potential bad debts that might occur."

"With the maintenance of coffee machines, we have repeat customers that we don’t charge as often as a consumable based business – i.e. they may be invoiced every 6 months not each week. Using Pencil Pay’s credit application, we are able to set these sporadic customers up, and undertake the work knowing we have the security of payment when the job is charged out. Using Service M8 to sync with Xero, and Pencil Pay as our secure payment platform, we have cut out hours of manual processing and chasing old debtors."

"Chasing customers for payment was never something I enjoyed doing. Pencil not only automates this process, It handles credit applications, payments and has the ability to debit customers if they fail to make timely payments, which gives peace of mind. The Pencil team is great, they're always quick to provide assistance when needed."