logo
  • Features
    • Onboarding Wholesale Customers

      Digital Credit Applications

      Integrated Payments

      Credit Risk Management

      Payment On Account

      Automatic Billing

      Automated Accounts Receivables

      1-Click Bank Reconciliation

      Deposits & Prepayments

      Accepting Deposits

      Fast Order Processing

      Revenue Recognition

  • Industries
    • Alcohol Distribution
    • Construction Supplies
    • Consumer Goods
    • Coffee Roasters
    • Clothing Brands
    • Wholesale Food Suppliers
    • Health and Medical Brands
    • Packaging Suppliers
    • Wholesale Pet Suppliers
  • Integrations
    • Cin7 Core
    • Xero
    • QuickBooks
    • Unleashed
    • Netsuite
    • MYOB
    • MYOB Acumatica
    • WooCommerce
  • News
  • Pricing
  • Contact
  • Australia
    • Australia
    • United States
    • New Zealand
Log in
Log in
logo
  • Features
    • Onboarding Wholesale Customers

      Digital Credit Applications

      Integrated Payments

      Credit Risk Management

      Payment On Account

      Automatic Billing

      Automated Accounts Receivables

      1-Click Bank Reconciliation

      Deposits & Prepayments

      Accepting Deposits

      Fast Order Processing

      Revenue Recognition

  • Industries
    • Alcohol Distribution
    • Construction Supplies
    • Consumer Goods
    • Coffee Roasters
    • Clothing Brands
    • Wholesale Food Suppliers
    • Health and Medical Brands
    • Packaging Suppliers
    • Wholesale Pet Suppliers
  • Integrations
    • Cin7 Core
    • Xero
    • QuickBooks
    • Unleashed
    • Netsuite
    • MYOB
    • MYOB Acumatica
    • WooCommerce
  • News
  • Pricing
  • Contact
  • Australia
    • Australia
    • United States
    • New Zealand
Log in
Log in
logo
  • Features
    • Onboarding Wholesale Customers

      Digital Credit Applications

      Integrated Payments

      Credit Risk Management

      Payment On Account

      Automatic Billing

      Automated Accounts Receivables

      1-Click Bank Reconciliation

      Deposits & Prepayments

      Accepting Deposits

      Fast Order Processing

      Revenue Recognition

  • Industries
    • Alcohol Distribution
    • Construction Supplies
    • Consumer Goods
    • Coffee Roasters
    • Clothing Brands
    • Wholesale Food Suppliers
    • Health and Medical Brands
    • Packaging Suppliers
    • Wholesale Pet Suppliers
  • Integrations
    • Cin7 Core
    • Xero
    • QuickBooks
    • Unleashed
    • Netsuite
    • MYOB
    • MYOB Acumatica
    • WooCommerce
  • News
  • Pricing
  • Contact
  • Australia
    • Australia
    • United States
    • New Zealand
Compliance, Risk & Credit ManagementMedia
Image
Tim Demetriou
26 May, 2026

Three Cost Pressures Changing Australian Business Cash Flow in 2026

Australian businesses are entering a period of tightening cash flow. Individually, recent changes to payment regulations, rising fuel costs, and payroll reform may seem manageable. But together, they are creating a compounding effect that is reshaping how cash moves through businesses. Mar...

Read More
B2B Payments & Trade CreditMedia
Image
Tim Demetriou
19 May, 2026

Rising Fuel Costs in 2026: The Hidden Cash Flow Strain on B2B Businesses

Fuel prices have always been a concern for businesses that rely on transport, logistics, and field services. But in 2026, rising fuel costs are doing more than just increasing expenses they’re creating a ripple effect across the entire B2B economy. From wholesalers and distributors to tr...

Read More
Media
Image
Tim Demetriou
12 May, 2026

Payday Super Is Coming: What It Means for Cash Flow and Working Capital in Australian Businesses

A major shift is coming to how Australian businesses manage payroll. With the introduction of payday super, employers will soon be required to pay superannuation at the same time as wages — rather than quarterly. At first glance, this might seem like an administrative change. But in real...

Read More
Media
Image
Tim Demetriou
05 May, 2026

What the RBA’s Ban on Credit Card Surcharging Means for Business Cash Flow in 2026

From October 1, Australian businesses will no longer be able to on-charge credit card surcharges to customers in the way many do today. On the surface, this looks like a pricing or compliance change. But underneath, it represents something more important: a structural shift in how business...

Read More
B2B Payments & Trade Credit
Image
Tim Demetriou
28 Apr, 2026

Why B2B Buyers Now Expect Consumer-Level Payment Experiences

Over the past decade, consumer payments have changed dramatically. Paying for something online used to involve filling out long forms, entering card details every time, and navigating complicated checkout processes. Today, payments can happen in seconds. Customers can store their payment d...

Read More
B2B Payments & Trade Credit
Image
Tim Demetriou
21 Apr, 2026

Why Frictionless Payments Are Becoming a Competitive Advantage for Suppliers

For many B2B suppliers, payments have traditionally been viewed as an administrative process rather than a strategic part of the customer experience. An invoice is sent, the customer eventually pays, and the finance team reconciles the transaction. As long as the money arrives, the process...

Read More
B2B Payments & Trade Credit
Image
Tim Demetriou
14 Apr, 2026

Why Businesses Are Moving Away From Bank Transfers in 2026

For decades, bank transfers have been the default payment method in B2B transactions. When a business receives an invoice, the typical process looks familiar: the invoice is emailed, a finance team member logs into the company’s banking portal, manually enters the payment details, and sc...

Read More
B2B Payments & Trade Credit
Image
Tim Demetriou
07 Apr, 2026

Why B2B Payments Are 20 Years Behind Consumer Payments

For most consumers today, paying for something takes seconds. You tap your phone, save your card once, or click a payment link and the transaction is complete. From online shopping to food delivery, payments have become fast, simple, and almost invisible. But in the world of B2B payments, ...

Read More
B2B Payments & Trade Credit
Image
Tim Demetriou
31 Mar, 2026

The Difference Between Accepting Payments and Managing Payments

Most businesses believe they have solved payments once they can accept them online. They add a payment gateway, enable credit cards, maybe include a “Pay Now” button on invoices — and assume the problem is done. But many finance teams quickly discover something surprising: Accepting ...

Read More
1 2 3 4 5 6 … 29 30 31 32 33
Latest Blog
  • Three Cost Pressures Changing Australian Business Cash Flow in 2026

    Three Cost Pressures Changing Australian Business Cash Flow in 2026

    26 May, 2026

  • Rising Fuel Costs in 2026: The Hidden Cash Flow Strain on B2B Businesses

    Rising Fuel Costs in 2026: The Hidden Cash Flow Strain on B2B Businesses

    19 May, 2026

  • Payday Super Is Coming What It Means for Cash Flow and Working Capital in Australian Businesses

    Payday Super Is Coming: What It Means for Cash Flow and Working Capital in Australian Businesses

    12 May, 2026

  • What the RBA’s Ban on Credit Card Surcharging Means for Business Cash Flow in 2026

    What the RBA’s Ban on Credit Card Surcharging Means for Business Cash Flow in 2026

    5 May, 2026

Categories
  • Accounting
  • Accounts Receivable
  • B2B Payments & Trade Credit
  • Breweries
  • Case Studies
  • Cash Flow
  • Cin7
  • Compliance, Risk & Credit Management
  • Credit Applications
  • Inventory
  • Invoicing
  • Late Payments
  • Media
  • MYOB
  • NetSuite
  • Partners
  • Payments
  • PencilPay Integrations
  • Podcast
  • Subcontractors & Tradesmen
  • Technology
  • Wholesale accounts
  • Wine Merchants
Popular Tags

brewery podcast Tim Demetriou

Resources
  • Contact
  • Support
  • Our Pricing
  • Join our partner program
  • Book a demo
  • Our customers
About
  • About us
  • PCI DSS and BECS compliance
  • Privacy policy
  • Refunds
  • Terms of use
Get In Touch
  • FAQ's

Follow us on social media

Facebook Linkedin Instagram Youtube

© Pencil Pay 2026. All rights reserved.