Australia’s interest rates are climbing again. The Reserve Bank has lifted the cash rate to 4.35%, marking the third increase this year as inflation remains stubbornly high. For most people, this gets framed as a mortgage story. But for suppliers, wholesalers, and B2B sellers, the impact...
Buy Now, Pay Later (BNPL) has already transformed the way consumers shop. Now, it’s doing the same in B2B. Across Australia, more suppliers are exploring B2B BNPL as a way to offer flexible payment terms without taking on the risk that traditionally comes with trade credit. It’s fast b...
Offering trade credit has always been part of doing business in wholesale, manufacturing, and distribution. But in today’s environment, it’s no longer just a convenience it’s becoming the norm. Recent data shows that around 60% of B2B transactions in Australia are now conducted on cr...
For something so critical to every business, getting paid is surprisingly inefficient. Invoices are sent. Emails are missed. Payments are delayed. Finance teams chase. Reconciliation takes hours. Despite advances in accounting software, the way most businesses get paid hasn’t fundamental...
Australian businesses are entering a period of tightening cash flow. Individually, recent changes to payment regulations, rising fuel costs, and payroll reform may seem manageable. But together, they are creating a compounding effect that is reshaping how cash moves through businesses. Mar...
Fuel prices have always been a concern for businesses that rely on transport, logistics, and field services. But in 2026, rising fuel costs are doing more than just increasing expenses they’re creating a ripple effect across the entire B2B economy. From wholesalers and distributors to tr...
A major shift is coming to how Australian businesses manage payroll. With the introduction of payday super, employers will soon be required to pay superannuation at the same time as wages — rather than quarterly. At first glance, this might seem like an administrative change. But in real...
From October 1, Australian businesses will no longer be able to on-charge credit card surcharges to customers in the way many do today. On the surface, this looks like a pricing or compliance change. But underneath, it represents something more important: a structural shift in how business...
Over the past decade, consumer payments have changed dramatically. Paying for something online used to involve filling out long forms, entering card details every time, and navigating complicated checkout processes. Today, payments can happen in seconds. Customers can store their payment d...
