If your business is still operating on Net 30 payment terms, you’re not alone — that’s the standard contractual language most B2B sellers use to set expectations around receivables. But here’s the uncomfortable truth: The average B2B payment cycle rarely ends at 30 days — and oft...
For B2B businesses, managing cash flow depends heavily on how long it takes to turn issued invoices into actual cash. In 2026, stubbornly slow payment behaviours continue to act as a major drag on working capital. But companies investing in accounts receivable (AR) automation are beginning...
As we head into 2026, finance leaders at wholesalers, brands, and distributors are facing a unique mix of economic uncertainty, digital acceleration, and operational disruption. The legacy way of managing invoicing and payments — relying on manual processes, spreadsheets, and reactive co...
Across Australia and globally, B2B payment behaviour is shifting—and fast. Recent industry studies show that partial settlements, structured repayment plans, and staggered payments are no longer edge-case exceptions. They’re becoming the new normal. Businesses under cash-flow pressure ...
https://youtu.be/gG5nPNRFjME How Xtracted Automated Payments and Customer Onboarding With PencilPay Xtracted Espresso Solutions, a national wholesale equipment supplier to the coffee industry, provides machinery, spare parts, servicing and repairs across Queensland, New South Wales and V...
https://youtu.be/J-OZchBDDdM Ashtabula, a Brisbane-based licensed apparel company, supplies retailers across Australia with officially licensed merchandise for major sporting brands including the NRL, AFL, Cricket Australia, the Wallabies, the All Blacks and the PBR. With customers ranging...
New data from the Atradius Payment Practices Barometer points to a concerning trend across Australian industries: late payment risk and liquidity stress are increasing, and more businesses are now requesting structured repayment plans just to manage their cash flow. While this pressure is ...
A new study from American Express shows a striking contradiction inside Australian businesses: 91% of business leaders believe streamlined payments are essential for growth — yet only a small fraction have actually automated their payment workflows. This “belief vs reality” gap is be...
Across Australia, wholesalers are stuck in a quiet financial cycle that’s costing them thousands every month. It’s not inflation, not interest rates, and not even bad customers. It’s the addiction to short-term debt — the overdrafts, credit cards, and temporary cash fixes used to p...
