logo
  • Features
    • Onboarding Wholesale Customers

      Digital Credit Applications

      Integrated Payments

      Credit Risk Management

      Payment On Account

      Automatic Billing

      Automated Accounts Receivables

      1-Click Bank Reconciliation

      Deposits & Prepayments

      Accepting Deposits

      Fast Order Processing

      Revenue Recognition

  • Industries
    • Alcohol Distribution
    • Construction Supplies
    • Consumer Goods
    • Coffee Roasters
    • Clothing Brands
    • Wholesale Food Suppliers
    • Health and Medical Brands
    • Packaging Suppliers
    • Wholesale Pet Suppliers
  • Integrations
    • Cin7 Core
    • Xero
    • QuickBooks
    • Unleashed
    • Netsuite
    • MYOB
    • MYOB Acumatica
    • WooCommerce
  • News
  • Pricing
  • Contact
  • Australia
    • Australia
    • United States
    • New Zealand
Log in
Log in
logo
  • Features
    • Onboarding Wholesale Customers

      Digital Credit Applications

      Integrated Payments

      Credit Risk Management

      Payment On Account

      Automatic Billing

      Automated Accounts Receivables

      1-Click Bank Reconciliation

      Deposits & Prepayments

      Accepting Deposits

      Fast Order Processing

      Revenue Recognition

  • Industries
    • Alcohol Distribution
    • Construction Supplies
    • Consumer Goods
    • Coffee Roasters
    • Clothing Brands
    • Wholesale Food Suppliers
    • Health and Medical Brands
    • Packaging Suppliers
    • Wholesale Pet Suppliers
  • Integrations
    • Cin7 Core
    • Xero
    • QuickBooks
    • Unleashed
    • Netsuite
    • MYOB
    • MYOB Acumatica
    • WooCommerce
  • News
  • Pricing
  • Contact
  • Australia
    • Australia
    • United States
    • New Zealand
Log in
Log in
logo
  • Features
    • Onboarding Wholesale Customers

      Digital Credit Applications

      Integrated Payments

      Credit Risk Management

      Payment On Account

      Automatic Billing

      Automated Accounts Receivables

      1-Click Bank Reconciliation

      Deposits & Prepayments

      Accepting Deposits

      Fast Order Processing

      Revenue Recognition

  • Industries
    • Alcohol Distribution
    • Construction Supplies
    • Consumer Goods
    • Coffee Roasters
    • Clothing Brands
    • Wholesale Food Suppliers
    • Health and Medical Brands
    • Packaging Suppliers
    • Wholesale Pet Suppliers
  • Integrations
    • Cin7 Core
    • Xero
    • QuickBooks
    • Unleashed
    • Netsuite
    • MYOB
    • MYOB Acumatica
    • WooCommerce
  • News
  • Pricing
  • Contact
  • Australia
    • Australia
    • United States
    • New Zealand
B2B Payments & Trade Credit
Image
Tim Demetriou
24 Feb, 2026

How Much Cash Is Locked in Australian Wholesale Debtors Right Now?

In 2025, late and overdue payments aren’t just occasional pain points for Australian wholesalers, they’re systemic cash restraints keeping capital tied up in receivables instead of being put to productive use. And when you aggregate the numbers across the industry, the amount of capita...

Read More
B2B Payments & Trade Credit
Image
Tim Demetriou
14 Oct, 2025

The Dangerous Truth About How Businesses Handle Payments

Let’s be honest: a shocking number of Australian businesses are still handling customer payments like it’s the late ’90s. Credit card numbers scribbled on paper. Spreadsheets full of sensitive data. Card details traded back and forth in email chains. In an age where hackers can take ...

Read More
1 2
Latest Blog
  • Rising Fuel Costs in 2026: The Hidden Cash Flow Strain on B2B Businesses

    Rising Fuel Costs in 2026: The Hidden Cash Flow Strain on B2B Businesses

    19 May, 2026

  • Payday Super Is Coming What It Means for Cash Flow and Working Capital in Australian Businesses

    Payday Super Is Coming: What It Means for Cash Flow and Working Capital in Australian Businesses

    12 May, 2026

  • What the RBA’s Ban on Credit Card Surcharging Means for Business Cash Flow in 2026

    What the RBA’s Ban on Credit Card Surcharging Means for Business Cash Flow in 2026

    5 May, 2026

  • Why B2B Buyers Now Expect Consumer-Level Payment Experiences

    Why B2B Buyers Now Expect Consumer-Level Payment Experiences

    28 April, 2026

Categories
  • Accounting
  • Accounts Receivable
  • B2B Payments & Trade Credit
  • Breweries
  • Case Studies
  • Cash Flow
  • Cin7
  • Compliance, Risk & Credit Management
  • Credit Applications
  • Inventory
  • Invoicing
  • Late Payments
  • Media
  • MYOB
  • NetSuite
  • Partners
  • Payments
  • PencilPay Integrations
  • Podcast
  • Subcontractors & Tradesmen
  • Technology
  • Wholesale accounts
  • Wine Merchants
Popular Tags

brewery podcast Tim Demetriou

Resources
  • Contact
  • Support
  • Our Pricing
  • Join our partner program
  • Book a demo
  • Our customers
About
  • About us
  • PCI DSS and BECS compliance
  • Privacy policy
  • Refunds
  • Terms of use
Get In Touch
  • FAQ's

Follow us on social media

Facebook Linkedin Instagram Youtube

© Pencil Pay 2026. All rights reserved.