In 2025, wholesalers across Australia and New Zealand are facing mounting pressure from overdue invoices. The surge is not isolated—it reflects systemic cash flow challenges up and down the B2B supply chain. Fortunately, smarter strategies and automation tools like PencilPay are emerging...
If you’re a wholesaler or manufacturer, you know the pain of overdue payments. Debtor days stack up, cash flow stalls, and chasing money starts to take up more time than making sales. But here’s the catch: most businesses hesitate to enforce stricter terms or late fees because they don...
Cash flow is the lifeblood of any wholesale or distribution business. Yet, many businesses struggle with delayed payments, extended credit terms, and the challenge of balancing customer relationships with financial stability. If you’re hesitant to tighten payment terms for fear of losing...
Cash flow is the lifeblood of any B2B business. Without a steady influx of payments, even profitable companies can struggle to cover expenses, reinvest in growth, and stay competitive. The key to maintaining healthy cash flow? Optimizing your payment terms to ensure you get paid on time wh...
For B2B wholesalers, cash flow is everything. Yet, many businesses struggle with late payments, extended credit terms, and unpaid invoices that tie up their working capital. The traditional approach of invoicing customers after delivery often leads to financial strain, making it difficult ...
Managing cash flow is one of the most critical—and challenging—aspects of running a wholesale business. For wholesalers, ensuring a steady flow of funds is essential to maintaining stock levels, meeting supplier obligations, and fostering business growth. However, common cash flow kill...
Time is money, especially for wholesalers and distributors operating in fast-paced, high-demand industries. Managing payment processes manually can quickly become a burden, eating up valuable hours that could be better spent on growth-focused initiatives. Payment automation offers a transf...
In the wholesale industry, maintaining a steady cash flow is critical. However, late payments, inefficient payment processes, and manual invoicing can make it difficult for businesses to get paid on time. This is where wholesale payment solutions like PencilPay come into play. By automatin...
Accounts receivable (AR) is the lifeblood of any business, but managing it manually can lead to inefficiencies, late payments, and cash flow issues. In today’s fast-paced business environment, wholesalers need to rethink their approach to AR management. Enter AR automation—a game-chang...
