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logo
  • Features
    • Onboarding Wholesale Customers

      Digital Credit Applications

      Integrated Payments

      Credit Risk Management

      Payment On Account

      Automatic Billing

      Automated Accounts Receivables

      1-Click Bank Reconciliation

      Deposits & Prepayments

      Accepting Deposits

      Fast Order Processing

      Revenue Recognition

  • Industries
    • Alcohol Distribution
    • Construction Supplies
    • Consumer Goods
    • Coffee Roasters
    • Clothing Brands
    • Wholesale Food Suppliers
    • Health and Medical Brands
    • Packaging Suppliers
    • Wholesale Pet Suppliers
  • Integrations
    • Cin7 Core
    • Xero
    • QuickBooks
    • Unleashed
    • Netsuite
    • MYOB
    • MYOB Acumatica
    • WooCommerce
  • News
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  • Australia
    • Australia
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Log in
Log in
logo
  • Features
    • Onboarding Wholesale Customers

      Digital Credit Applications

      Integrated Payments

      Credit Risk Management

      Payment On Account

      Automatic Billing

      Automated Accounts Receivables

      1-Click Bank Reconciliation

      Deposits & Prepayments

      Accepting Deposits

      Fast Order Processing

      Revenue Recognition

  • Industries
    • Alcohol Distribution
    • Construction Supplies
    • Consumer Goods
    • Coffee Roasters
    • Clothing Brands
    • Wholesale Food Suppliers
    • Health and Medical Brands
    • Packaging Suppliers
    • Wholesale Pet Suppliers
  • Integrations
    • Cin7 Core
    • Xero
    • QuickBooks
    • Unleashed
    • Netsuite
    • MYOB
    • MYOB Acumatica
    • WooCommerce
  • News
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Payments
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Tim Demetriou
01 Jul, 2025

What is PCI DSS? And Why Wholesalers Can’t Afford to Ignore It

In wholesale there’s a lot to juggle—sales, logistics, onboarding, credit, and collections. But there’s one critical area that often gets overlooked: how your business handles customer credit card information. Whether you’re a wholesaler, distributor, or supplier, if you’re stori...

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Cash Flow
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Tim Demetriou
17 Jun, 2025

3 Ways to Reduce Debtor Days Without Losing Customers

If you’re a wholesaler or manufacturer, you know the pain of overdue payments. Debtor days stack up, cash flow stalls, and chasing money starts to take up more time than making sales. But here’s the catch: most businesses hesitate to enforce stricter terms or late fees because they don...

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Wholesale accounts
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Tim Demetriou
10 Jun, 2025

Post-Sale Made Easy: Onboarding & Payments with PencilPay

Most B2B businesses focus heavily on acquiring new customers: lead generation, product demos, closing the sale. But what happens after the customer says “yes”? In the wholesale and distribution world, the real complexity starts post-sale—when your team needs to onboard the customer, ...

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Credit Applications
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Tim Demetriou
27 May, 2025

From Application to Invoice: Automating the Entire Wholesale Payment Workflow

For too many wholesale businesses, the payment workflow is stitched together with manual processes, spreadsheets, and crossed fingers. A customer applies for terms via a PDF. The finance team manually approves it. The sales team starts taking orders. Invoices go out. Then comes the worst p...

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Late Payments
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Tim Demetriou
20 May, 2025

How to Cut Your Debtor Days in Half Without Chasing Payments

Every wholesale business knows the feeling: a growing list of overdue invoices, polite reminder emails piling up, and a finance team spending hours every week just trying to get paid. It’s not only frustrating—it’s bad for business. Long debtor days hurt your cash flow, stall growth,...

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Credit Applications
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Tim Demetriou
13 May, 2025

What Every Distributor Should Know About Setting Customer Credit Limits

Extending credit terms is a powerful way to grow your wholesale business—but it’s also a risk. For distributors, setting the right credit limit for each customer can mean the difference between stable growth and serious cash flow issues. Unfortunately, many businesses rely on gut feel ...

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Wholesale accounts
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Tim Demetriou
08 May, 2025

The True Cost of Manual Payment Follow-Ups (And How to Eliminate Them)

If you’re a wholesale business offering payment terms, chances are you’ve spent more time chasing late payments than you’d like to admit. Phone calls. Emails. Awkward conversations. Re-sent invoices. All just to get paid for work you’ve already done. But have you ever calculated wh...

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Cash Flow
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Tim Demetriou
22 Apr, 2025

How to Improve Cash Flow Without Losing Customers: The Smart Way to Offer Trade Credit

Cash flow is the lifeblood of any wholesale or distribution business. Yet, many businesses struggle with delayed payments, extended credit terms, and the challenge of balancing customer relationships with financial stability. If you’re hesitant to tighten payment terms for fear of losing...

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Credit Applications
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Tim Demetriou
15 Apr, 2025

The Hidden Cost of Paper-Based Credit Applications & How to Go Digital

For many wholesalers and distributors, extending trade credit is standard practice. However, the method of handling credit applications can significantly impact cash flow, efficiency, and customer experience. If you’re still relying on paper-based credit applications, you might be in...

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Latest Blog
  • What is PCI DSS And Why Wholesalers Can’t Afford to Ignore It

    What is PCI DSS? And Why Wholesalers Can’t Afford to Ignore It

    1 July, 2025

  • 3 Ways to Reduce Debtor Days Without Losing Customers

    3 Ways to Reduce Debtor Days Without Losing Customers

    17 June, 2025

  • What Happens After the Sale

    Post-Sale Made Easy: Onboarding & Payments with PencilPay

    10 June, 2025

  • From Application to Invoice Automating the Entire Wholesale Payment Workflow

    From Application to Invoice: Automating the Entire Wholesale Payment Workflow

    27 May, 2025

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