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logo
  • Features
    • Onboarding Wholesale Customers

      Digital Credit Applications

      Integrated Payments

      Credit Risk Management

      Payment On Account

      Automatic Billing

      Automated Accounts Receivables

      1-Click Bank Reconciliation

      Deposits & Prepayments

      Accepting Deposits

      Fast Order Processing

      Revenue Recognition

  • Industries
    • Alcohol Distribution
    • Construction Supplies
    • Consumer Goods
    • Coffee Roasters
    • Clothing Brands
    • Wholesale Food Suppliers
    • Health and Medical Brands
    • Packaging Suppliers
    • Wholesale Pet Suppliers
  • Integrations
    • Cin7 Core
    • Xero
    • QuickBooks
    • Unleashed
    • Netsuite
    • MYOB
    • MYOB Acumatica
    • WooCommerce
  • News
  • Pricing
  • Contact
  • Australia
    • Australia
    • United States
    • New Zealand
Log in
Log in
logo
  • Features
    • Onboarding Wholesale Customers

      Digital Credit Applications

      Integrated Payments

      Credit Risk Management

      Payment On Account

      Automatic Billing

      Automated Accounts Receivables

      1-Click Bank Reconciliation

      Deposits & Prepayments

      Accepting Deposits

      Fast Order Processing

      Revenue Recognition

  • Industries
    • Alcohol Distribution
    • Construction Supplies
    • Consumer Goods
    • Coffee Roasters
    • Clothing Brands
    • Wholesale Food Suppliers
    • Health and Medical Brands
    • Packaging Suppliers
    • Wholesale Pet Suppliers
  • Integrations
    • Cin7 Core
    • Xero
    • QuickBooks
    • Unleashed
    • Netsuite
    • MYOB
    • MYOB Acumatica
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Case Studies
Image
Tim Demetriou
04 Mar, 2025

P10 Foods Transforms Cash Flow & Collections with PencilPay

P10 Foods, a leading wholesale distributor in the southeastern United States, faced challenges with customer onboarding and payment collections. With a diverse customer base—including major retail chains, independent markets, and specialty stores—P10 Foods needed a streamlined, automat...

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MYOB
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Tim Demetriou
04 Mar, 2025

From Manual to Automated: Streamlining Credit Applications in MYOB Acumatica

For wholesale and distribution businesses, onboarding new customers efficiently is critical to maintaining a steady cash flow and reducing administrative overhead. However, traditional credit application processes are often slow, error-prone, and reliant on manual paperwork. Businesses usi...

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Credit Applications
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Tim Demetriou
25 Feb, 2025

Why Every Wholesale Business Needs Digital Credit Applications

In the world of wholesale, where efficiency and accuracy are key to success, outdated paper-based credit applications can hold your business back. From errors in data entry to long processing times, these traditional methods are not just inefficient—they can also cost you valuable busine...

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Credit Applications
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Tim Demetriou
18 Feb, 2025

How to Build a Foolproof AR Process in 5 Steps

Accounts Receivable (AR) management is critical for the financial health of wholesalers and distributors. An efficient AR process not only ensures steady cash flow but also reduces stress, saves time, and strengthens customer relationships. However, many businesses struggle with overdue in...

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Cash Flow
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Tim Demetriou
11 Feb, 2025

Cash Flow Killers: Top 3 Reasons Wholesalers Struggle and How to Solve Them

Managing cash flow is one of the most critical—and challenging—aspects of running a wholesale business. For wholesalers, ensuring a steady flow of funds is essential to maintaining stock levels, meeting supplier obligations, and fostering business growth. However, common cash flow kill...

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Case Studies
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Tim Demetriou
06 Feb, 2025

How Bean Cartel Transformed Cash Flow & Billing with PencilPay

Bean Cartel, a leading coffee roaster in Melbourne, was struggling with late invoice payments and inconsistent billing cycles. Without a structured credit application process or supply agreements in place, customers would frequently fall out of their weekly billing schedule, leading to cas...

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Case Studies
Image
Tim Demetriou
06 Feb, 2025

Revolutionizing Payment Processes for APTC Australia with PencilPay

APTC Australia, a leading trade supplier, was grappling with inefficient payment processes and outdated credit card storage methods. Storing sensitive customer payment details in MYOB files and manually processing transactions was both time-consuming and insecure. To streamline operations ...

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Accounting
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Tim Demetriou
04 Feb, 2025

How Automation Strengthens Your Relationships with Key Accounts

Building strong, lasting relationships with your key accounts is the foundation of any successful B2B business. While exceptional products and services are vital, the way you manage payments and accounts receivable can also play a significant role in maintaining trust and satisfaction. Aut...

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Late Payments
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Tim Demetriou
28 Jan, 2025

Why Manual Payments Are Costing You More Than You Think

Managing accounts receivable (AR) is a critical part of running a successful wholesale or distribution business. For many companies, manual payment processes are still the norm. While this approach may seem straightforward and low-cost on the surface, the hidden expenses of manual payment ...

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1 2 3 4 5 6 7 8 9 10 11 12 13 … 30 31 32 33 34
Latest Blog
  • Trade Credit Is Rising in Australia: Here’s How to Manage the Risk

    Trade Credit Is Rising in Australia: Here’s How to Manage the Risk

    9 June, 2026

  • Why Getting Paid Is Still Broken (And How Embedded Payments Are Fixing It)

    Why Getting Paid Is Still Broken

    2 June, 2026

  • Three Cost Pressures Changing Australian Business Cash Flow in 2026

    Three Cost Pressures Changing Australian Business Cash Flow in 2026

    26 May, 2026

  • Rising Fuel Costs in 2026: The Hidden Cash Flow Strain on B2B Businesses

    Rising Fuel Costs in 2026: The Hidden Cash Flow Strain on B2B Businesses

    19 May, 2026

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